Frequently asked questions
1. What are the fees?
Simple pricing. No surprises.
Card issuance from USD 12
USD 12 for the campaign card: card number only, made for ads, subscriptions and online services.
USD 15 for the card with Apple Pay and Google Pay: tap and pay in stores and online.
Every card comes with purchase verification by e-mail (3-D Secure or one-time code).
Single card: deposit USD 35 per card
Each card you issue needs a USD 35 deposit. It covers the card fee and the rest goes to the card as credit. Nothing is kept.
Boost 200: up to 5 cards for USD 10 each*
*Deposit USD 200 or more and, once it is confirmed, your cards are issued for USD 10 each, standard or Apple Pay and Google Pay, up to 5 cards per account, automatically. Minimum load of USD 15 per card; regular funding and top-up fees apply. The rest of your credit stays yours: more cards, top-ups or account balance.
Top-up fee: 4%
No monthly fee. No daily fee. No hidden fees.
Other transaction fees are listed in your account, under My details → Fees and limits.
2. Is it legal?
Yes, M3SH operates under legal frameworks that allow limited-value prepaid cards without full KYC requirements.
3. Is my money safe?
Yes, your funds are held with regulated financial partners and protected by robust security systems.
Like all prepaid cards, they are not FDIC insured.
4. What are the card limits?
Per transaction limit: USD 10,000
Monthly limit: USD 300,000
Minimum deposit: USD 35
5. Which cryptocurrencies can I use?
USDT and USDC.
6. What if my card gets blocked?
You can contact our support team through the Support section.
7. Can I use the card everywhere?
Yes. Your card works anywhere Visa or Mastercard is accepted: online and in physical stores worldwide.
With Apple Pay or Google Pay, you also pay with your phone.
8. How do I add the card to Apple Pay / Google Pay?
Your M3SH card is added to Apple Wallet or Google Wallet by entering its details manually. Open Card details in your account and copy the number, expiry and CVV into the wallet's "add card" screen.
When the wallet asks how you want to verify, choose the e-mail option it shows. The code is sent by e-mail to the address on your account. Open it, copy the code and enter it in the wallet to finish.
Once verified, the card works with Apple Pay / Google Pay for contactless and online payments.